The building
Review construction, occupancy, updates, and property values.
ROMAN EMPIRE INSURANCE
Apartment Building Owners Insurance
Protection for rental property and the responsibilities of ownership.
What to review
Liability
Discuss tenant, visitor, and premises exposures.
Income and repairs
Consider coverage for covered losses that interrupt rental income.
Coverage varies by policy, carrier, and your circumstances. Our team can review the details with you.
Request a quoteSTART A CONVERSATION
Let’s talk about what you need.
Tell us about your business or household. We’ll help you decide what information is needed to start a quote.
Explore related topics
A PRACTICAL START
How do apartment owners prepare for a property quote?
Talk with our Burbank team about your California insurance needs.
Start a quote conversationThe number of units, construction, building age, updates, occupancy, and values shape a proposal. Discuss property and premises liability along with income after a covered interruption, equipment, and any separate flood or earthquake needs. Compare the valuation basis, deductibles, exclusions, and any lender requirements. Tell us about vacant units or renovations before renewal.
Helpful details to gather
- Building profile: Prepare addresses, unit counts, square footage, construction, roof and system updates, and occupancy.
- Financial exposure: Bring current declarations, building values, annual rental income, lender terms, and recent loss information.
Availability and coverage depend on the carrier, policy terms, and underwriting. Apartment building guide may also be useful.