Shared property
Review buildings, common areas, and association owned property.
ROMAN EMPIRE INSURANCE
Condominium & HOA Insurance
Coverage for associations, shared property, boards, and community operations.
What to review
Liability and directors
Discuss premises and board or management exposures.
Governing documents
Compare the insurance provisions in your association documents with the proposed policy.
Coverage varies by policy, carrier, and your circumstances. Our team can review the details with you.
Request a quoteSTART A CONVERSATION
Let’s talk about what you need.
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A PRACTICAL START
What should a condo or HOA board compare?
Talk with our Burbank team about your California insurance needs.
Start a quote conversationThe governing documents and master policy should be read together to identify association property and unit owner responsibilities. Review shared structures, amenities, premises liability, board or management exposures, building values, deductibles, and loss history. A certificate or summary cannot settle a question about where the association’s coverage ends; the policy and governing documents matter.
Helpful details to gather
- Property and governance: Share the declaration, bylaws, building schedule, amenities, budget, and current master policy.
- Claims and requirements: Bring recent loss runs, lender or management requirements, and questions raised by unit owners.
Availability and coverage depend on the carrier, policy terms, and underwriting. Condo and HOA guide may also be useful.